Investing sustainably - our approach

Sustainability is becoming increasingly relevant in our lives. We are increasingly using Environmental, Social and Governance (ESG) factors to determine whether investments and products are sustainable. This includes sustainable financing and investments or responsible management of natural resources within a company, as well as good governance and fostering diversity.

X-markets offers investors the opportunity to pursue returns with different investment solutions while also taking into account environmental, social and governance considerations.

In order to develop investment solutions, Deutsche Bank has implemented an internal framework for structured securities with sustainability characteristics. As a member of the German Derivatives Association (DDV), Deutsche Bank’s approach is in line with the DDV Sustainable Finance Code of Conduct, which sets product and transparency standards for structured securities with sustainability characteristics for issuers in the German market and the target market concept developed by the German Banking industry.

Deutsche Bank Framework

Deutsche Bank Framework

In order to design investment solutions that are aligned with an investor’s sustainability preferences, Deutsche Bank concentrates on three different aspects: issuer, product structure and choice of underlying.

Deutsche Bank has been committed to sustainability for many years. Sustainability is a central element of Deutsche Bank’s strategy and one of its management priorities. Deutsche Bank’s sustainability strategy focuses on four pillars: (i) sustainable financing and investments; (ii) policies and commitments; (iii) people and business operations; and (iv) thought leadership and stakeholder engagement.

Deutsche Bank’s sustainability strategy is a holistic approach aimed at maximizing the Bank’s contribution to the goals set by the Paris Climate Agreement and the United Nations’ Sustainable Development Goals.

Deutsche Bank supports several internationally-recognised principles and standards, such as the 10 principles of the UN Global Compact (which it has supported since 2000) and the UN Principles for Responsible Banking (which it has supported since 2019). To learn more about Deutsche Bank’s engagement please click here.

As a founding member of the Net Zero Banking Alliance, Deutsche Bank undertakes to reduce emissions caused through its own operations as well as its portfolio to net zero by 2050 at the latest. In addition, Deutsche Bank has set itself targets for its own operations. It aims to reduce its total energy consumption by 20% compared to 2016 and to obtain 100% of its energy from renewable sources by 2025.

Deutsche Bank reports extensively on its commitments and progress on sustainability in its non-financial report.

Deutsche Bank, as a financial institution, is regularly analyzed and classified by several recognized credit rating agencies in relation to its ESG practices. To learn more about Deutsche Bank’s ESG Ratings, please click here.

Deutsche Bank relies on third party ratings and data providers as part of its sustainable investment framework. ESG ratings and data providers are not currently subject to any specific regulatory or other regime or oversight. Providers use differing methodologies and data points which may render ratings or data incomparable between agencies. Furthermore, methodologies used by ratings and data providers may be subject to change.

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